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This Web site (the "Web site") is offered to you (hereinafter referred to as "user") conditioned on your acceptance without modification of the terms, conditions, disclaimer and notices ("Terms of Use") contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices. The right to use this Web site and any other product or service offered by Muathe.com ("Muathe.com"), is personal to user and is not transferable by assignment, sublicense, or any other method to any other person or entity. By accessing and using this website, you are deemed to have agreed to all such terms, conditions, and notices.

PERSONAL AND NON-COMMERCIAL USE LIMITATION This Web site is for user's personal and non-commercial use. User may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site. You may save data and charts to your hard drive or other storage media, and you may print out onto paper, and manipulate them in any way you like, provided that you do so for your own use, and do not distribute the charts or data to others.

NATURE OF SERVICE Muathe.com is a publisher and publishes analyses and reports by providing information on selected companies that Muathe.com believes are of interest to investors.

Muathe.com, its founders, website owner and affiliates are NOT registered investment advisors or broker-dealers. Muathe.com IS NOT A MEMBER OF THE NASD OR ANY OTHER UNITED STATES SECURITIES REGULATORY INSTITUTION AND MAKES NO CLAIMS AS SUCH and do not purport to tell people, or suggest to people, what they should buy or sell stocks for themselves, nor do they recommend any specific approach to investing in securities. All stock, futures and options trading involve risk. You must decide your own suitability to trade and manage risk. The statements, opinions and analyses presented on the Muathe.com website or newsletters is provided as an information and education service only and are not intended as investment advice. Muathe.com does not provide investment advice or counseling. The analyses, statements and opinions on the Muathe.com website, emails or newsletters should not be construed as an offer or solicitation to buy or sell any security of any kind. Past performance does not indicate future results. Investors should always check with their licensed financial advisor, including their tax advisor, to determine the suitability of any investment. Muathe.com recommends that anyone trading securities should do so with caution and prior to the execution of a security trade based upon information from Muathe.com, users are advised to consult with their broker or other financial representative. Neither Muathe.com nor anyone associated or affiliated with Muathe.com is responsible for any investment decision made. It should be understood that past performance might not be indicative of future performance. There is a risk of loss in all trading. Muathe.com, its founders, editors, or affiliates, shall not be liable for any losses or damages, monetary or otherwise that result from the use, reliance or content of its website and/or newsletters.

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Membership will begin after the stated free trial period, and after Muathe.com has your order and credit card payment confirmation from our e-commerce provider. Caution: ONCE THE FREE TRIAL OFFER IS OVER AND YOUR ACCOUNT IS CHARGED, THERE WILL BE NO REFUND!!! ALL REFUNDS WHERE APPLICABLE WILL BE RETURNED TO YOU WITHIN 3 - 5 BUSINESS DAYS. ONE CAN ONLY USE OUR  FREE TRIAL PERIOD ONCE. Returning former subscribers should be aware that the  trial period is not a right but a courtesy we extend to them otherwise we deserve the right to demand immediate payment upon your return as a paid member (this helps us fight those who seek to abuse our trial offer period). Current subscription fee rates are available on the Muathe.com products and services page and / or the homepage. Your subscription will continue for the specified subscription period and will renew automatically at the end of each period, under the same fee structure, unless terminated by us in accordance with this agreement or until you notify us of your decision to terminate your subscription. Should you wish to discontinue subscription, Notify us at least 24 hours before the renewal date is due. Annual subscribers have 360 days to cancel their next scheduled billing. Any cancellations made after the first regular billing period and after your account has already been charged will automatically incur a refund assessment fee of $29.00. Message board abuse will result in cancellation of accounts - simply put don't come in our store and take a dump!!  You will be kicked out of our store without notice and you will be charged an inconvenience / message board clean up fee of $69.00 which will be taken out of your prorated refund (if any is owed to you), again, without notice. Spammers to our email inbox will NOT receive any refund. Your prorated refund ( for the remaining whole months of your subscription only) will also be issued within 30 days from the date of your cancellation. The message board is intended for you to share stock picking or general stock market ideas only. Without exception, there will be NO refund for any cancellations made 30 days after your card has been charged. The appropriate monthly / six months / annual fee for your subscription will automatically be billed in advance to the currently authorized credit card unless you cancel your subscription before the next subscription period begins. You agree to pay all fees and charges incurred in connection with your username and password (including any applicable taxes), at the rates in effect when the services were used. There will be no refund after the trial period and there is not prorated refund. You have 30 days to notify us from the time when discrepancies first appear in your statement or invoice. After that time all charges will be deemed accurate. You agree to pay all amounts due upon our demand. In the event we have to collect unpaid amounts that you owe us, you will be liable for all attorneys' and collection agency fees. User acknowledges that his or her right to use the Muathe.com subscription service and other products or services offered by Muathe.com is personal to user and is not transferable by assignment, sublicense, or any other method to any other person or entity. Any attempt to transfer user's right to use this Web site is void and shall constitute a breach of this Agreement. Any distribution by you of your account name and password may result in cancellation of your subscription without refund and additional charges based on unauthorized use. You also agree to be bound by any additional terms of use, conditions and disclaimers that may be required by Muathe.com or any content Providers from time to time.

 

CANCELLATION Muathe.com reserves the right at it’s discretion to deny any user access to this website or any portion thereof without notice. All cancellations of a subscription service must be received in writing as per the deadlines indicated; , email (send your emails to info@muathe.com), phone and regular mail notifications are acceptable.

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LINKS TO THIRD-PARTY SITES This Web site contains hyperlinks to other Web sites operated by parties other than Muathe.com, and other resources and advertisers. Such hyperlinks are provided for user's reference only. Muathe.com is not responsible for the availability of these external sites nor is it responsible for any of the contents, advertising, products, or other materials on such external sites. Muathe.com's inclusion of hyperlinks to such Web sites does not imply any endorsement of the material on such Web sites or any association with their operators. Under no circumstances shall Muathe.com be held responsible or liable, directly or indirectly, for any loss or damage caused or alleged to have been caused in connection with the use of or reliance on any content, goods, or services available on such external site. Any concerns regarding any external link should be directed to its respective site administrator or webmaster.

TERMINATION This Agreement shall remain effective until terminated in accordance with its terms. Muathe.com may terminate this Agreement, and/or your access to and use of any Muathe.com products, immediately, in the event we determine, in our sole discretion, that you have breached this Agreement. In this case you will not be reimbursed or refunded for the unused portion of your subscription. In addition, we reserve the right, upon 10-business days notice and the reimbursement of any whole months remaining on your subscription, to terminate this Agreement without cause.

COPYRIGHT NOTICE. Except where indicated, all content on this site is Copyright © 2001-2006 by Muathe.com. A division of Encare Financial Services, Kansas City Missouri. All rights reserved. No charts and analyses or other content of Muathe.com web site can be made public by users without written consent of Muathe.com.

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COMPUTER VIRUSES While efforts are made to ensure that the Information provided at this Site does not contain computer viruses, you should take reasonable and appropriate precautions to scan for computer viruses and should ensure that you have a complete and current back up of the applicable items of information contained on your computer system.

PRIVACY Personal data provided by each user to Muathe.com will be used only in connection with services provided on this Web site and will not be given to others.

MODIFICATION OF THESE TERMS AND CONDITIONS Muathe.com reserves the right to change this Terms of Use agreement at any time by revising the terms and conditions herein, including, but not limited to, adding fees and charges for use. You are responsible for regularly reviewing these terms and conditions. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on Muathe.com website, or by electronic or conventional mail. Continued use of this Muathe.com website following any such changes shall constitute your acceptance of such changes.

CONFORMANCE WITH LAW You agree that your use of this Site will not violate any applicable local, national or international law, including but not limited to any regulations having the force of law. Some jurisdictions may have restrictions on the use of the Internet by their residents. You agree not to impersonate any person in your use of the Site or the sending of any e-mail to an address listed on the Site.

SEVERABILITY If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect.

ENTIRE AGREEMENT This agreement constitutes the entire agreement between you and Muathe.com with respect to this Muathe.com website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Muathe.com with respect to this website. A printed version of this agreement and of any notice given in electronic form will be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. Muathe.com A division Of Encare financial Inc. If you do not agree to be bound by the above Terms of Use, you should immediately discontinue any use of this Site and related services. © Copyright 2001-2006 Muathe.com This website is aimed to educate and demonstrate the successful application of the Muathe.Com technical analysis on the US stock market At no time will specific security recommendations or advice be given. While the information herein is expressed in good faith, it is not guaranteed. A trading system that never makes mistakes does not exist. Error and uncertainty are part of any effort to assess future probabilities. Unauthorized reproduction of any material in part or whole without written consent strictly prohibited.

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